How Payday Loans Work
What is the Membership application?
Getting quick cash has never been easier than with DuePayday. Your
quick cash is only a few clicks away; the loan application is a one time
process and the first step toward being eligible for quick cash. Once
approved, your information is kept on file for quick and easy access to
requesting a loan at any time. To complete and submit the application,
click on the fill the form below. Once your application is submitted,
you will hear from our customer service representatives within the next
business day. After that, you’ll have access to the quick cash you need.
How can I get a payday loan?
To receive a payday loan, you’ll need to complete our simple two step
process.
- Complete and submit a simple online loan application and get some
quick cash.
- Approval is quick and easy. You’ll receive an e-mail notifying you
whether you have been approved by our payday loan center.
Upon receiving payday loan approval, we’ll electronically deposit the
loan amount directly into your checking account. On your due date the
loan amount and finance fee will be directly withdrawn from your
account.
What are the requirements for approval?
- Have a current job for at least 3 consecutive months
- Take home a minimum of $1000.00 monthly after taxes
- Valid Checking account in your name
- Current home and work phone number
What is the cost for a loan?
The cost of a Payday loan is $10-$20 per $100.00 borrowed. Please
refer to our fee schedule for more information about paycheck loan fees
and payment options.
What if I can’t pay on the day my loan is due?
If you don’t want DuePayday to withdraw the amount due from your
account on your next payday, you have the option of extending the
payment until your next payday for an additional extension fee on your
short term loan. You have the option of 3 extensions for a maximum of 12
weeks.
What happens next?
Just fill up the simple form below to apply for your instant payday
loan (click
here if you cannot view the form):